Banks are at the very heart of our economy. Their investment or financing choices shape the very model of our society. By offering their financial support to businesses or projects, our banks are responsible for greenhouse gas emissions.  RBC, TD, Scotia, BMO and CIBC are five of the 25 main backers of the fossil fuel industry worldwide. Since the Paris Agreement, these five banks have continued to support the development of polluting corporations. The government, for its part, pledges to “reduce [greenhouse gas] emissions by 40 to 45 percent below 2005 levels by 2030.” To achieve net-zero emissions by 2050, some players are suggesting medium-term intermediate targets that are higher at the beginning than at the end, i.e. up to 25% for 2025 and 50% for 2050, even beyond that. The International Energy Agency (IEA) even asks “to no longer invest in fossil fuels.” At any rate, it is important to set targets that are based on science. Such standards exist, notably the Science Based Targets initiative (SBTi). The country is responsible for 2% of global emissions (with less than 0.5% of the [world’s] population) and, based on current projections, its expansion of oil and gas production would exhaust approximately 16% of the world’s remaining carbon budget. Once again, the IPCC9 recently sounded the alarm, and António Guterres declared that greenhouse gases are “choking our planet.” A concrete transition plan for climate change is urgent. One must be submitted to the shareholders in the most appropriate annual publication.