Banks are at the heart of our economy. By choosing the investments or financing they make, they are shaping a model of society. By providing financial support to companies or projects, our banks are responsible for greenhouse gas emissions.  RBC, TD, Scotia, BMO and CIBC are all among the 25 largest lenders to the fossil fuel industry in the world. Since the Paris Agreement, these five banks have continued to support the development of polluting companies. Government is committed to “reducing greenhouse gas emissions […] from 40% to 45% by 2030, compared to 2005(38).” Some stakeholders suggest that, in order to achieve carbon neutrality in 2050, short-term intermediate targets should be higher at the beginning than at the end, i.e. up to 25% for 2025 and 50% for 2050 or beyond. The International Energy Agency (IEA) even calls for “no more investments in fossil fuels”. In all cases, it is important to set science-based targets. To this end, standards exist, in particular that of the Science Based Targets initiative (SBTi). The country is responsible for 2% of global emissions (for less than 0.5% of the population), and current projections suggest that its oil and gas expansion should exhaust up to 16% of the global carbon budget. IPCC has again sounded the alarm recently, and Antonio Guterres has said that greenhouse gases are “choking our planet”. A concrete transition plan on climate change is urgently needed. It must be submitted to shareholders in the most appropriate annual publication.