The mandate of this committee will include: 1. Analyzing the systemic impact of the Bank’s strategic decisions on: • Economic inequality; • Access to property; • Climate and energy transition; • Social and territorial stability; • Human rights. 2. Formulating recommendations aimed at reducing negative externalities and reinforcing positive societal effects of financing, investment and risk management activities. 3. Publishing an annual systemic impact report, appended to the ESG report, presented to shareholders and the public, including practical and ascertainable indicators. Financial institutions have a decisive influence on the economy, the social fabric and the environment. Through their decisions on financing, investment, and risk management, they contribute directly to shaping crucial issues such as access to housing, the fight against inequality, climate transition, and social stability. Big banks, in particular, are called upon to assume this systemic responsibility, in a context where the expectations of shareholders, stakeholders and regulators in terms of responsible corporate governance are constantly increasing. Formally recognizing this systemic role means placing the institution’s governance within a modern and proactive approach that is aligned with the public interest. This makes it possible to: • Anticipate reputational and operational risks related to negative externalities; • Strengthen the Bank’s long-term resilience; • Respond in a structured way to growing societal concerns; • Demonstrate credible leadership in responsible finance. The creation of an advisory committee on the systemic impact of the Bank’s decisions would provide the Board of Directors with an independent and rigorous framework for analyzing these issues, formulating specific recommendations and ensuring transparent follow-up. The systemic impact report, integrated into the ESG report, would strengthen accountability and provide shareholders with a clear view of the progress made.