This policy would include, in particular: 1. 2. 3. A review of the Board’s skills matrix to explicitly include key areas such as: - Climate and sustainability; - Social and racial equity; - Relations with Indigenous peoples; - Artificial intelligence ethics; - Community impact and responsible investment. A commitment to actively consider candidates from non-traditional backgrounds, including community, academic, Indigenous, or technological environments, provided they bring relevant strategic or social expertise. The annual publication, in the management proxy circular, of a transparent report on the diversity of expertise represented on the Board and the progress made in this regard. Financial institution Boards of Directors now operate in an environment where governance issues are becoming increasingly complex. Questions related to technology, climate risk, social equity, Indigenous rights, and business ethics require diversified and up-to-date expertise. Demographic diversity alone, though essential, is insufficient. It is imperative to broaden the range of skills represented on the Board to ensure: - Higher-quality strategic deliberations and decisions; - Better anticipation of emerging risks; - Enhanced social legitimacy and organizational credibility; - An ability to meet increasing expectations from investors and society. Actively integrating individuals from non-traditional backgrounds, particularly from community, Indigenous, academic, or technological environments, enriches collective reflection and positions the organization more effectively to address present and future challenges. Finally, transparent disclosure regarding the diversity of expertise contributes to accountability and stakeholder trust.