The mandate of this committee would include, among other things: 1. 2. 3. Analyzing the systemic impacts of the Bank’s strategic decisions on: - Economic inequalities; - Access to housing; - Climate and energy transition; - Social and territorial stability; - Human rights. Formulating recommendations aimed at reducing negative externalities and strengthening the positive societal effects associated with the Bank’s financing, investment, and risk management activities. Publishing an annual systemic impact report, annexed to the ESG report, presented to shareholders and the public, including concrete and measurable indicators. Financial institutions exert a decisive influence on the economy, the social fabric, and the environment. Through their financing, investment, and risk management decisions, they directly help to shape critical issues such as access to housing, inequality reduction, climate transition, and social stability. Major banks, in particular, are called upon to assume this systemic responsibility, in a context where expectations from shareholders, stakeholders, and regulators regarding responsible governance are increasing. Formally recognizing this systemic role means embedding the Bank’s governance within a modern, proactive approach aligned with the public interest. This enables the Bank to: - Anticipate reputational and operational risks linked to negative externalities; - Strengthen the Bank’s long-term resilience; - Address growing societal concerns in a structured manner; - Demonstrate credible leadership in responsible corporate finance. The creation of an advisory committee on the systemic impact of the Bank’s decisions would provide the Board with an independent and rigorous framework for analyzing such issues, formulating concrete recommendations, and ensuring transparent oversight. The systemic impact report, integrated within the ESG report, would strengthen accountability and offer shareholders a clear view of progress achieved.